Did You Know?
You can cut your debt in half, lower your monthly payments, and be debt free in 3 to 5 years?
Save up to 75%!
Avoid Bankruptcy!
Lower monthly payments!
Free Consultation!
You can cut your debt in half, lower your monthly payments, and be debt free in 3 to 5 years?
Save up to 75%!
Avoid Bankruptcy!
Lower monthly payments!
Free Consultation!
Our Affordable Debt Negotiation Program may be the best solution for those who are struggling with the monthly payments on unsecured debt.
Unsecured debt includes credit card debt, personal loans, medical bills, and most of other debts that are not secured by property.
Creditors are willing to drastically reduce the balances on these debts for individuals who cannot afford to continue making their monthly payments. The agreement to reduce the amount owed is known as a “Settlement Agreement”, and our company specializes in working out these agreements with creditors.
Debt settlement programs have proven to be the most affordable method for reducing and eliminating debt. Other debt programs require you to repay the full amount of the debt and only reduce the interest rate, while in our debt settlement program a large portion of the debt would be “forgiven” or “discharged” by the creditors. Our monthly payments are usually less than half the amount of payments in a credit counseling program.
Obviously creditors will not reduce the account balances for just anyone. This program is only for those whose financial situation is such that they can no longer continue paying their debts on time, or for those using credit cards to cover living expenses while only paying minimum payments, causing them to go deeper into debt each month. Creditors know that people in this situation will ultimately file bankruptcy unless something is done to help them.
We evaluate each applicant to verify that their financial situation is such that the creditors would have no problem making the decision to settle their accounts.
All creditors are informed of the financial difficulties of our clients early in the program, and sent a projection of the amount the client can afford to repay on their debt. Creditors appreciate this information and have been very cooperative in agreeing to settle accounts.
Our payment plans are affordable because we consider all of your living expenses before preparing a payment / repayment plan.
If you would like a free evaluation regarding your debt settlement, please fill out our request form to be contacted by one of our friendly counselors. You are under NO obligation and any information you provide is held in the strictest confidence.
